PERSPECTIVE
All The Difference
With each passing year, it seems we are faced with our
fair share of challenges. Every year we recruit Agents for
ош field force and we build our sales, we are faced with
the issue of topping our previous accomplishment. By
staying true to our founding principles, we have managed
to top ourselves at every turn in the road. Let's take a
look at our track record.
In March, we brought in a record $7.2 million; in April,
we cranked it up a notch bringing in $7.5 million. In
May, we amazed even ourselves by blowing our production
out of the water with $7.8 million dollars.
Well, July is no different. Yet again, we have managed to
top ourselves. We faced the challenge and our hard work
poem it speaks of a person faced with a decision. Ie starts
like this:
“Two roads diverged in a yellow wood,
And sorry I could not travel both
And be one traveler, long | stood."
To me this seems somewhat symbolic of what Mr.
Rapoport faced in 1951.
When AIL first got up-and-running, we too were
with a fork in the road. We had a choice to m.
take the path other insurance companies
we choose the one less traveled?
‘As with most of Robert Frost's poems, "The Road Not
Taken" starts with a dilemma
faced
Do we
aken, or do
paidoff with an $8.7 million
July. Our road, or rather our
journey, to this incredible
number has been long but it
has been worth it. Ir was
your efforts which made all
the difference!
Recently, 1 was thinking back
to grammar school and, in
particular, to literature class.
When I was in grade school,
literature elass was the one
class in which Г always got
EDITOR’S PAGE
Dates to Remember
Wednesday, Aug. 28, 2002
All business and PR. credits must be received in Waco
to count for August production.
Monday, Sept. 2, 2002
The Home Office will be closed for Labor Day
‘Thursday, Sept. 26, 2002
AIL business and PR. credits must be received in Waco
to count би September production.
Milestones
$100,000 In Force
The following Agents have $100,000 of in-force premium:
John Reinbott
John
David Tubbin
Getting It Right
Y
In last months issue of Spotlight, Krissa Hensley was left off the PR. Bonus with a $525 bonus. Samuel James,
with а $14,258 in YTD First Year Agent production, $190,373 of Net ALP and a 96 percent Net to Gross, should have been.
included in last month's GA rankings. Also, Darrell Dorey with 313 groups, and Al Wall with 14,482 cards were missing as
Founder's Club members. We apologize for any inconvenience or confusion this may have caused.
A Note From B
Dear Brenda:
you how much I admire the work
T've indicated to you it might be
years makes.
In the March 1991 issue of Spo
of ALP. In May of this year, the,
percent difference. The number
Fat things fest — | want to ell you wha аеш it was to get to know you, and, once again, tell
ь light. Of all the ones we've discussed,
to » be apprised of what a difference 12
Personal Producer was $18,119
ed $24,430 of ALP. Almost a 74
luced $6,813, and the number 30
Published monthly by
American Income Life
Insurance Company
for the dissemination
of information to its
‘Agents: Permission
must be obtained prior
to reproduction or
other use of material
here
"The future belongs to people who see possibilities.
before they become obvious."
and ends in wisdom. It ends
like this:
factions “Taal beeing this with
a sig
Roger Smith Босна wgerénd
President & Chief pines
Marketing Officer of И
American Income Life hide seer i eaten
wood, and | —
1 took the one less
traveled by,
And that has made all
— Ted Levitt the difference.”
At American Income, we
caught daydreaming.
Ironically, as 1 look back, literature was the class, in a
matter of speaking, in which daydream believers we
celebrated. Although daydreaming, I did manage my
way through, and I even picked up a tidbit or two of.
literary knowledge.
One specific poem popped to mind, The poem is called
“The Road Not Taken" by Robert Frost, You may
remember Robert Frost is a four-time Pulitzer Prize winner
who became one of America's most prominent poets by
the time he died in 1963.
Anyway, back to the poem. The reason this particular
poem popped to mind is because at the beginning of the
decided to follow the road less traveled and offer insurance
to labor unions. We believed having a wellthought out
back-up plan would go a long way in protecting assets.
We also believed we were just the right company to
provide that back-up plan to the working families of
America. We did not look back and we found our niche.
Just as with Frost's poem, we started with a choice and are
continuing in the wisdom of that choice with over 50
years of success under our belts.
At American Income, we know that taking the road less
traveled has made all the difference for our customers, our
Producers and ust
2 SPOTLIGHT AUGUST 202 ж WWWAILIFECOM
in May 2002 produced $13,556 d make!
The top MGA in March 1991
number one MGA with $178,549 MARKETING
Brenda, 1 think these litle tid preatest sales pm
force. It means a great deal ! where you are маа el
Маге иннаа
= Grmic Axmir
Sincerely, ee Gun.
lrifintorchmikcor com.
Bernard Rapoport п
Thanks В, we all appreciate anything you have to share
— I know I do!
Look For The Asterisk
The asterisks, shown throughout the magazine, indicate that place will be a Year-to-Date award winner. The Producers, who will
be recognized at the 2003 Disney® Awards Presentation, are as follows: The top SGA from each category, the top two PR.
Managers and the top three Representatives from cach category, the top five МОА, the top ЗА, the top five GAs and rhe top ten
Individual Producers. Check your production! If chere В an asterisk by your position, you could be an award winner!
Required Retention Rate
Beginning Jan. 1, 2002, to be eligible for bonuses and featured in Spodight, top Producers must meet the required Retention rate,
or the minimum Net to Gross ratio*.
Net to Gross: 77 percent.
Retention: 64 percent
p
©2002 by American Income Life Insurance Company,
oes
SPOTLIGHT AUGUST 2000 » WWWAILIFECOM
PHILOSOPHY
Customers, Coworkers and Country
My dad was a salesman, and he was proud of it. He had
been many things in his life — a farm boy, a professional
boxer, a tailor, a small businessman even an infantry cap-
tain in World War 1 — but still he thought of himself as
a salesman.
During his lifetime, my father had also started two
national businesses. The first failed in 1931. The
second, founded in 1935, took off and flourished, He
helped small towns, small-town merchants, and local
Chambers of Commerce keep their heads above water
during the Depression.
Clients, coworkers, and country ought to be the primary
focus of any business entity, not stock manipulations,
golden parachutes for the top brass while workers get the
shaft, or secret offshore tax dodges! If you look at any
company on solid footing, you will see the management
concentrating on these three basics.
Enron's greatest sin was not only its neglect of investors,
but its betrayal of its own employees — the thousands of
honest folks who invested not just dollars but years into a
company which virtually vanished overnight.
This is why so many of us are proud — and lucky —
Returning from World War Il
in 1945, I bought an interest
in my dad's company to help
recruit and train salesmen.
Our entire field force.
consisted of about 44 men.
ІС
Each salesman was assigned to
a territory roughly equal to an
average state. Over the years,
we served approximately
80,000 individual merchants
what you do."
in almost 2,000 communities
FROM THE DESK OF:
House and AIL Consultant
“If you want people to listen, you have to have a
platform co speak from, and that is excellence in
to be associated with
пенса Income! From
its inception, the Company has
protected its reputation with the
policyholders, the workforce and
the country.
L will be 80 in December, and 1
am one of the luckiest guys on
earth because | still enjoy
working. However, I have a lot
of friends my age, some older
and many younger, who are
Jim Wright
Former Speaker of the
— Bill Pollard
across the country. Our whole
national operation was about the size of a successful SGA,
operation with American Income Life.
My father was primarily a self-educated man, and though
he never had a РЫ, 1 saw him as a philosopher because
his views on business far out-reached those of many mod-
епт day corporate moguls. He believed when it came to
business you, as a businessman, were deeply obligated to
three groups — clients, coworkers, and country.
He said, the clients are your lifeblood. The coworkers, ог
employees, are what keep the company running, and the
country is what allows you to prosper. So, as long as you
can guarantee these three groups would get their money's
worth, then the business would do fine!
comfortably retired because of
the years they spent with AIL.
American Income has understood its problems, worked
with organizations on important projects, and waived
premiums in moments of emergency. This, together
with a better-qualified sales force, accounts for АПА
improved persistency.
Any company worth working for cares what happens to
its employees and its customers. Mark and Roger are
acutely conscious that the Home Office exists for the
client and the field force, not the other way around!
SPOTLIGHT AUGUST 2002 » WWW.AILIFECOM
PROMOTIONS
Promoted To Supervising Agent
Derrick Alsup Femando Amorim Luke Bamhart
Rick Aig ‘Ai Shabak Mare Morton
Temessee North Си, ома
Jenny Campbell John Cordot. Charles Casper
Fick Aig Lary Geneser Ere свое
Tennessee Мао Мен Jersey
Doran Foster Arthur Garwacki Dean Goldstein
Tim Schroeder Hughes ако. Ere lione
Louisiana South Carolina New sersey
Jeremiah Jonson Kim Johnson Dennis Kelleher
Gary Вис Steve Frediander. lone вины
Wisconsin New Zend Massachusetts.
Joseph Larsen Rose Lige Lourence Marscheck
арау. Scot Smith Мас Zipper
Ontario [D [y
Joseph O'Connor “доп Parker Frank Passenti
Ere Gighone Kevin Ранок Ete бое
New Jersey Тва Мен еу
Louis Roce Rakesh Кейн Mark Ricci
Eric Gighone Giglone rise Ere Окото
New дате Massachusets Мен Jersey
George Seltzer Shamshinder Sidhu Daniel S
Rick Alig Rick Aig Giglone &rister
“Tennessee British Columbia Massachusetts
Jeremiah Vees Mary Waller Anthony Walthour
Ў GeneserBtman Scot Sith
сата nois пов
Promoted То General Agent
Ali АБ James Adkins Kevin Appasamy
Geneser Biman Hurst Kopp Rick Aig
швов Ananas “Sauhatehewan
William Calhoun Elizabeth Eden. Chad Finnerty
Bil Jennings Bil Jennings EL
Colorado Colorado Indiana
Jeremy Pius Jeffrey Prince William Richard
Tim Schroeder Dennis нег Larry Geneser
Louisiana Peonsyivania Missouri
Promoted To Master General Agent
Leandrew Alexander — Patrick Coughlin Christopher Cummings
ВИ Jennings ik Alig Giglone вине
Colorado Oregon Massachusetts
Nathan Hammond Sidney Hodgskies Ronald Nelson
‘Allan Jennings Fick Alig Rick tig
Albana. "ВА Columbia Washington:
SPOTLIGHT AUGUST 2002 в WWW.AILIFE.COM
Sara Beckly
Fick Aig
Minnesota
Brandi Coles
Ere Gglone
New Jersey
Ethridge Hayden
‘Hughes-Pareth
North Caroli.
Thomas Kelly
мас Zipper
Frida
Mark Matthews
Hancock Boles
Ohio
John Payne
Rick aig
Washington
Daniel Ricklefs
Geneseritman
"Minois.
Michael Stanford
Alan Jennings
Utah
Daryl Wilkens
Flick Aig
North Dakota
Kris Barron
Rick Aig
Loo Soucy
Rick Mansfield
Maine
Paul Воду
Erie gone
Now Jers
Койу Faulkner
Ротем
California
Edin Jammer
Kevin Pavlowsh
Texas
Matthew Kernan
Work Hancock
[^
Daniel Мисии
‘ke Jones
hie
Matthew Petty
мис orion
опо
Капков Roberts
Ere буот
Pennsyvania
Chandan Sur
Guy Roel
New Hampshire
Leon Willis
дибмнак
Norh Сив
Jones Boucher.
Ton vars
Florida
Donavan Locklear
‘A звони
Norh Caroli.
Tomas Thundiyil
Scott Sith
тов
Charles Decuir.
Nicholas Niiowsk
Louisiana
Carolyn Wittenlach.
Witenbach вто,
Masissipl
Dale Bruneski
Rick lig
вив Columbia
Bret Fels
Genosor Bim.
"Minois.
Lorcell Jennings
| бепевеъвител
nois.
Тампу Lamar.
Geneser Bins
nois
Craig Nuyara
Rick Allg
British Columbia
Elizabeth Phillis
David Cohen
California
Меган Rodrigues
Giglone-Bristr
Massachusetts
Horeih Tiwari
Giglona-Brister
Mossochuvets
‘Alan Calder
‘Joshua Chalom
‘Ontario
Bradford Nielsen
Alan Jennings
Utah
Joseph Diecedue
Nicholas Ником
Louisiana
INDIVIDUAL PRODUCERS
Burnaby, BC
Woodridge, IL
3, Mervyn Be
Burnaby, BC Fr. Lauderdale, FL
Ft, Lauderdale, FL. Woodridge, IL
Sioux Falls, SD
Albuquerque, NM
Altamonte Springs, FL
6 SPOTLIGHT AUGUST 2002 = WWWAILIFECOM
All Time Record to Beat
Name
Net ALP Year
$41,337 2001
. INDIVIDUAL PRODUCERS
MGA
1. Timothy Cruise
2. Bulbinder Hayer
3. Mervyn Ee
4. Roland Parker.
5. Elaina Bosco
6. Marlon Underwood
7. Kathryn Kite
8. Heather Baus
9. Russell Morris.
10. Derrick Larsen
11. Lance Brown
12. Ruben Soberanes
13. David Steur
14. Wesley Bangs
15. Clay-Nghia Nguyen
16. Alex Langford
17. Sergey Tovmenka.
18. Erik Pagtakhan
19. Andrew Rossberg
20. Tracy Haden
21. Scott Kangas
22. Kelly McDonald
23. Richard Rosa
24. Jeremy Baker.
25. Matthew Wolfanger
26. Peler Hamm
27. Xiang Li
28. Steven Douthit
29. Emily Daniels.
30. Jeff Hermes
31. David Wang
32. Allen Green.
33. Craig Nugara
34. Joseph Moore
35. Alex Roland
36. Jason Schlomann
37. Robert Terborg
38. Ви! Hadilaksono
39. Robert McClerren
40. Jason Lausar
41. Benson Kim
42. Haresh Tiwari
43. Connie Morse
44. Rakesh Rekhi
45, Brandi Coles
46. Bruce Davis
47. Kobina Sekyi
48. Dean Goldstein
49. Paul Vojtek
. Ted Poulos
Eric Nichols
Roger Fung
Russell Chang
William Cook
Marlon Underwood
Henry Moran
Errol Doerr
Kevin Frain
Darren Miller
Doreen Ryan-Foti
Don Goodwin
Wesley Bangs
Ronald VanWoesik
Volodymir Оегвууапуу
Vladimir Opra
Roger Johnson
Theodore Pappas
‘Wendell Bangs
Kevin Surles.
Vladimir Орга
Paul Rumbuc
David Hausman
Roger Fung
John Akers
Christopher Cummings
Don Goodwin
David Wang
Brian Traboulay
John McCreary
Jonathan Saluk
Melinda-Rae Lyse
David уе
DeMario Cooper
Matt Henderson
Don Wold
Melanie Cohen
Henry Moran
Christopher Cummings
Vita Pecoraro
Bruce Davis
David Hausman
Steven Lee
‘Melanie Cohen
SPOTLIGHT AUGUST 2002. » WWW.AILIFECOM
July Qualifiers
Scott Smith
Rick Altig
Rick Altig
Tom Williams
Tom Williams
Scot! Smith
Robert Patterson
Rick Altig
Mare Zipper
Rick Altig
Cohen-Hartman
Jatott-Foti
Kevin Pawlowski
Rick Altig
Vlad Basoy
Rick Altig
Larry Geneser
Jatofi-Foti
Richard Rutt
Kevin Pawlowski
Rick АМО
Jatott-Fot
Ed Orell
Larry Geneser
Durhon Oldham
Ейс Gigllone
Rick Altig
Chris Lafond
Giglione-Brister
Kevin Pawlowski
Scott Smith
Richard Rutt
Rick Altig
Furer-Whittinghil
Chris Lafond
Richard Rutt
Rick Altig
David Cohen
Geneser-Bitman
Mare Zipper
Rick Altig
Giglione-Brister.
Robert Patlerson
Giglione-Brister
Eric Giglione
Chris Lafond
Joseph Manone
Ейс Giglione
Altig-Martyn.
Giglione-Brister
$
2 Percentage of Net to Gross
INDIVIDUAL PRODUCERS
All Time Record to Beat
Net ALP
$242,696
Year
2000
YTD Qualifiers
Timothy Cruise
Name Net ALP | NG^ MGA SGA
* 1. Marlon Underwood $116,957 Marlon Underwood Scott Smith.
* 2. Timothy Cruise 112,486 Eric Nichols. Scott Smith
* 3. James Dattilo 100,448. James Dattilo Marc Zipper
* 4. Lance Brown. 97,133 Darren Miller Cohen-Hartman.
* 8. Kelly McDonald 87,883 Jatoft-Foti.
* 6. Ruben Soberanes. 86,543 Doreen Ryan-Foti Jatoft-Foti.
T s lj 86,391 Melinda-Rae Lyse. Rick Altig
* 8. Roland Parker 85,678 Tom Williams
* 9. Jefferson Moyers 85,506 78 Jefferson Moyers ‘Shahrak-Smolenski
*10. Jim Bianchi 84,246 82.1 Paul Rumbuc Durhon Oldham
11, Joey Kennedy 84,067 754 Gary Williams Rick Altig
12. David Wang 82,876 71.4 David Wang. Scott Smith
13. John Rice 82,754 721 Doreen Ryan-Foti Jatoft-Foti.
14. Kendra Roberts. 81,107 830 Robert Delesky Eric Giglione
15. Andrew Rossberg 79,601 806 Theodore Pappas Richard Rutt
16, Matthew Wolfanger 78,480 837 Paul Rumbuc Durhon Oldham
17. Joshua Robinson 77,462 72.9 Leslie Taylor Geneser-Bitman
18. Anita St. Arnaud 77,111 820 Christine Hartman Cohen-Hartman
19. DeMario Cooper 76,909 728 DeMario Cooper Geneser-Bitman
20, Ramin Maghsoud 76,847 812 Vlad Basov
?1, Jennifer Baron 76,556 82.4 ‘William Cook Tom Williams.
22, Keith Zabrocki 75,864 822 Bruce Hennick Marc Morton
23, Jeremy Baker 75,853 80 Vladimir Opra Larry Geneser
24, Julie Wells 75,190 746 Nickolay Gusev Май Basov
25, Joseph Moore 74,498 80.8 John McCreary Furer-Whittinghill
26, John Reinbott 74416 83.8 Leanne Hughes Eric Giglione
27. Harold McSweeny 73,705 662 Robert Patterson
28. Marcellus Adams 73,656 69.2 Marcellus Adams Allan Jennings
29. Jeff Hermes. 73,471 65.3 Don Goodwin Kevin Pawlowski
30, Marc Rosen 71,981 81.3 Marc Rosen Eric Giglione
31. Emmanuelle Fantoli 71,549 829 David Iriye David Cohen
32. Russell Morris. 71,428 96 Marc Zipper
33. Alex Roland 71,282 69.7 ChrisLafond
34. Clay-Nghia Nguyen TANT 73.3 Ronald VanWoesik Маа Basov
35. Leslie Taylor 70,906 728 Leslie Taylor Geneser-Bitman
36. Mark Віеіег 70,170 817 Gary Bleier
37. Joseph Ricci 69,422 765 Jeffrey Dinocento Eric Giglione
38. Guy Panno. 68,646 654 David Cohen
39. Joseph Schofield 68.490 653 Kevin Bukatman Eric Giglione
40. Moneesha Smith 68.283 776 Byron Watson Eric Giglione
41. Larry Wright 67,603 66.5 Robert Patterson
42. Steven Greer 67,583 86.8 Steven Greer Durhon Oldham
43. Allen Green 67,179 816 Richard Rutt
44. David Tubbin 66,950 70.8 ‘Wendell Bangs Rick Altig
45. Douglas Bauknecht 65,428 87.5 Gary Williams Rick Altig
46. Scott Remmey 65,036 788 Jeffrey Dinocento Eric Giglione
47. Peter Hamm 64,955 685 David Hausman Eric Giglione
48. Ryan Hungate 64,346 729 John McCreary Furer-Whittinghill
49. Mitchell Clem 63,663 826 Vlad Ваѕоу
50. Lynn Erickson 63,619 751 David Cohen
+ Percentage of Net to Gross.
в SPOTLIGHT AUGUST 2002 а WWWAILIFECOM
COMMUNITY INVOLVEMENT
MONETARY DONATIONS
Mark Hancock Agency
* Contributed $100 to the North Central Indiana Labor Council's annual summer picnic.
© Donated $100 to the Teamsters Local 364 annual retirees picnic.
* Donated $525 to the Indiana Regional Council of Carpenters golf outing.
© Contributed $250 to the Central Indiana Labor Council's annual Labor Day parade.
Hughes-Parekh Agency
© Donated $500 to the South Carolina State Employee Association scholarship fund (see picture below.
Totals, s
г
г
Hughes-Parekh A geney:
OTHER DONATIONS
Mark Hancock Agency
+ Donated 30 boxes of food for the laid-off members of the Sheet Metal Workers Local 20.
Hughes-Parekh Agency
* Participated in a picket line strike at the Palmetto Bridge construction site (see picture below),
[m
Hughes-Parekh И
UNFAIR LABOR
Agency
PRACTICE
STRIKE
PBC 44
CONGRATULATIONS!
Shawna King, the daughter of General Agent Richard Nye, won a $5,000 scholarship from the Howard Coughlin
Memorial Scholarship fund which is sponsored through OPEIU Local 277. Congratulations on this
distinguished honor.
SPOTLIGHT AUGUST 2002 = WWW.AILIFECOM
‘QUALIFIER AGENCY
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SPOTLIGHT AUGUST 2002 и WWW.AILIFECOM
July Production
Ft. Lauderdale, FL.
181 Year
SUPERVISING AGENTS
1, John McGrath
Rin
Month: $43,409 151 Vr. Gino Tanzi
3. Will
m Thompson
All Time Record to Beat
Month: $50,606 Net ALP Chad рейт
1. John McGrath. $32,309 $41,216 5 Melinda-Rae Lyse | Rick Altig
2, Jennifer Baron 29,327 38,882 92 2 William Соок Tom Williams
3. William Thompson 27,421 40,068 96 5 Gregory Partee Hancock-Boles.
4, Anthony Owens. 21,795 30,287 98 4 Henry Moran. Robert Patterson
5. Aaron Samples. 19,321 23,683 81 7 David Zophin Ed Orell.
YTD Production YTD: $142,726 18 УЕ Vladimir Opra YTD: $257 992 Net ALP Майти Opra
Name istYear | Ner | NG | ви | eise MGA SGA
Agent ALP Agents.
“1. Сату Smith $93,353 $139,962 97 5 Danny Mayorga. Tom Williams.
2. Edmundo Martinez 73,442 104,342 707 3 Christine Hartman | Cohen-Hartman
3. Tracy McNallan. 58,657 89,927 71 1 Wendell Bangs Rick Altig
4. Susan Schweitzer 51,658 95,907 81.1 2 Wendell Bangs Rick Altig
5. Ryan Hungate 49,348 104,827 87 2 John McCreary Furer-Whittinghill
‘Supervising Agent selection guidlines ог recognition in the Spotigt areas follows:
SPOTLIGHT AUGUST 2002 = WWWAILIFECOM
Must have one First Year Agent coded and meet all production requirements.
Edison, №]
July Production
Ft Lauderdale, FL.
GENERALAGENTS ——-
Month: $102403 1
4, Tracy Hi
Houston, TX
laden.
Elis, NJ
; 5, Lori Boynton
| Crystal, MN
st Yr Eric Neal
6 | Rtn
Month: $111,262 Net ALP Erle Neal
MGA SGA
Name ier | Net | м таг
Agents
1. Israel Pena. $65,177 $71,950 69.8 17 Danny Mayorga Tom Williams
2. Peter Hamm. 53,600 69,833 80.3 11 David Hausman Eric Giglione
3. Gregory Jeffers 45,561 60,116 95 7 David Hausman, Eric Giglione
4. Tracy Haden 44,547 60,891 887 T Kevin Pawlowski
5. Lori Boynton 37,098 37,098 9t 8 Jeff Churchfield Rick Altig
6. James Boucher 35,240 36,810 824 6 William Cook Tom Williams.
7. Emmanuelle Fantoli 32,058 41,433 92 6 David Irlye. David Cohen
8. Jim Bianchi 30,259 40,153 93 4 Paul Rumbuc Durhon Oldham
9. John Bulecza 29,930 38,600 649 7 Marc Zipper
10. Shannon Lee 29,192 40,813 92 5 James Logan Hughes-Parekh
YTD Production YTD: $4820 t Y Ei eal YTD: ЗЁМА ALP
Name ‘Ast Year Net NG | Rtn | #4st¥r MGA SGA
Agent | МР Agents
* 1. Israel Pena $273,537. $285,766 69.8 17 Danny Mayorga Tom Williams
* 2. Scott Geisel 177,958 201,091 70.1 6 Scott безе! Lisa D'Amico.
"3. Samuel James 169,843 227,771 70.2 8 Carolyn Wittenbach| Wittenbach-Ostrovsky
* 4. Peter Hamm. 129,670 169,454 80.3 11 David Hausman Eric Giglione
* 5. John Bulecza 115,785 177,197 64.9 ? James Peate Marc Zipper
6. Tracy Haden 114,899 146,101 887 TU Kevin Pawlowski
7. Jim Bianchi 109,408 187,429 93 4 Paul Rumbuc Durhon Oldham
8. Hal Herman. 108,166 157,976 75.3 4 Paul Rumbuc Durhon Oldham
9. Tod Brown 107,806. 145,362 774 4 William Heath Mark Hancock
10. Charles Rodriguez. 97,528 136,596. 84 4 William Cook Tom Williams
General Agent selection guidelines for recognition in the Spotlight are as follows: Must have two First Year Agents coded and meet al production requirements.
SPOTLIGHT AUGUST 202 = WWWAILIFECOM
MASTER GENERAL AGENTS
= 1 David Hausman
Edison, NJ
Edison, №]
Edison, №]
9, Wilbur Smith
Redmond, WA
SPOTLIGHT AUGUST 2002 =
2. Paul Котис
Rochester, NY
Fairview Heights, IL
Ft. Lauderdale, FL
8, Melinds-Rae Lyse
Calgary, AB
Los Angeles, CA
WWWAILIFECOM
July Production
MASTER GENERAL AGENTS
All Time Record to Beat
Month: $236,811 Net ALP Ed Orell
1. David Hausman
2. Paul Rumbuc
3. Jeffrey Dinocento
4. Damon Hartley
5. Carolyn Wittenbach
6. Wiliam Cook
7. Vito Pecoraro
8. Melinda-Rae Lyse
9. Wilbur Smith
10, Lee Conti
11. James Logan
12. John McCreary
13. Robert Delesky
14. Doreen Ryan-Foli
15. David liye
16. Henry Moran
17. Steven Lee
18. Melanie Cohen
19, Eric Neal
20, Kevin Surles.
1. Paul Rumbuc.
2. Jeffrey Dinocento
3. Eric Neal
4. Wendell Bangs
5, David Hausman
б,
7.
8.
3.
. John McGreary
David Iriye
. Wiliam Cook
| Lee Conti
10. Steven Jakübczak
11. Doreen Ryan-Foti
12. Christine Hartman
13. Damon Hartley
14. Brandon Geneser
15. Robert Delesky
16. John Akers
17. Leanne Hughes
18. Steven Lee
19. Vito Pecoraro
20. Wilbur Smith
"st Yr.
Agent
$173,745
117,103
114013
108,084
98,925
97.875
83,000
80,957
80,170
79,536
73,298
72,383
72223
70,450
70,338
69514
67,650
66,567.
61,222
60,789
329,607
320,725
Net ALP.
$211,883
194778
152,964
110,204
99289
101,817
89,463
103,573
132,829
87,887
Month: $190,653 tst Yr Slav Bitman
NG Rin
29 | Erie Giglione
17 Durhon Oldham
21 Eric Giglione.
16 |. Geneser-Bitman
18 Wittenbach-Ostrovsky
18 Tom Williams
16 Eric Giglone ОХ
15 Rick Altig
9 Rick Altig
20 David Cohen.
15 Hughes-Parekh
20 Furer-Whittinghill
12 Eric Giglione
18 Jatoft-Foti
15 David Cohen.
13 Robert Patterson
3 | Aig-Martyn
9 Giglione-Brister
12 | Geneser-tman
в | Мом
Durhon Oldham
2 Eric Giglione
12 Geneser-Bitman
и Rick Altig
29 Eric Giglione.
20 Furer-Whittinghill
18 David Cohen
18 Tom Williams
20 David Cohen.
5 Scott Smith
18 Jatoft-Fot
12 Cohen-Hartman
16 Geneser-Bitman
13 Larry Geneser
12 Eric Giglione
6 Chris Latond
12 Eric Giglione
13 Altig-Martyn
16 Eric Giglione
3 Rick Altig
Master General Agent selection guidelines for recognition in the Spotlight are as follows: Must have four Fist Year Agents coded and meet al production requirements
SPOTLIGHT AUGUST 2000 = WWWAILIFECOM
Paul Rumbuc
$13,827
David Hausman
$13,626
Eric Neal
$9,507
Jeffrey Dinocento
$9,219
Carolyn Wiltenbach
$8,742
Henry Moran
$7,909
Melinda-Rae Lyse
$7,429
Russell Chang
$6,845
Bill Cook
$6,825
Damon Hartley
$6,500
Ronald VanWoesik
$6,263
Wendell Bangs
$6,185,
Wilbur Smith
$6,036
David пув
$5,951
Doreen Ryan-Foti
$5,671
Gregory Partee
$5,581
Roger Fung
$5,512
Brian Waller
$5,254
Rob Hay
$5,058
Brian Тавошау
$4,922
Steven Lee
$4,873
16
MANAGEMENT BONUS
Monthly Management Bonus
65 Percent and 70 Percent MGA Contracts
57.5 Percent GAs Coded Under MGA
July Bonus Qualifiers
Steve Foti
$4,855
Robert Delesky
$4,791
Dan Phillips
$4,592
John McCreary
$4,592
Theodore Pappas
$4044
Steven Greer
$3,987
James Logan
$3914
John Akers
$3,848
Eric Nichols
$3,785
Kevin Surles
$3,657
Bruce Hennick
$3,611
Steven Jakubezak
$3,351
Lee Conti
$3,338
зен Churchtield
53235
Christine Hartman
$3,087
Nickolay Gusev
$2,976
Lawrence Hauck
$2,904
Errol Doerr
$2,816
David Wang
$2717
Robert Biddle
$2,678
Blair-Schurr
92,623
Joseph Diecedue
$2610
James Peate
$2,584
Adam Kiss
$2,417
Mathew Hart
$2381
Marcellus Adams
$2,300
William Heath
$2,185
Byron Watson
$2,154
Jonathan Saluk
$2,154
DeMario Cooper
$2,136
Mahmoud Kenareh
$2,025
Patrick Shehan
$1,971
Peter Hamm
$1,587
Scott Baker
$1,530
Erik Graham
$1448
Dan Phillips
$1437
James Boucher
$1,354
Rajeev Arora
$1298
Gregory Jeffers
$1,160
Kevin Khadivian
$1,149
Marcus Smith
$1,109
Leanne Hughes
$1,097
Total $283,082
Steven Пани!
$1,064
Jim Bianchi
$1,009
Peter Novellino
$910
Yumiko Yamashita
$907
Matthew Wolfanger
$813
Joseph Ricci
$679
Samuel James
$663
Christopher Stephens
$622
Lori Boynton
$576
John Bulecza
$551
Lorena Barriere.
$540
Emmanuelle Fantoli
$535
Lisa Walker
$509
Hal Herman
$493
Kendra Roberts
$469
Zenotha Gardner
$459
Lawrence Ohms
$452
Deborah Peers
$446
Denise Gilbert
$413
Richard Cerra
$426
Linda Amante
$390
SPOTLIGHT AUGUST2000 в WWW.AILIFE.COM
Andrew Rossberg
$337
Shannon Lee
$334
Francisco Perez
$331
Dorian Oldham
$318
Lisa Donoghue
$316
Scott Blum
$307
Gary Clark
$307
Donavan Locklear
$302
Pamela Drury
$295
James Holloway
$283
Keith Zabrocki
$273
Charles Rodriguez
$273
Matthew Laird
$268
Dale Cavestany
$267
Charles Weber
$265
Lee Stradley
$263
Tod Brown
$100
Scott Georger
$95
INSIGHT
'The Reverse Side
Our business is the relationship business, and conflict is a
part of every relationship. Professionally, we deal with a
multitude of issues from simple misunderstandings in our
Agencies to perceived phone misrepresentations, There is
the occasional uninformed shop steward, or perhaps office
help, who does not quite understand why we need to see
their members, and even dissatisfied policyholders, This is
simply the nacure of our business.
As with all conflict there are many sides, and when it
comes to resolution, being able to see those other sides
goes a long way in reaching common ground.
+ We all have a personal responsibility in conflict. Iv is
important to admit fault in causing the conflict. Asa
leader it is important to create a safe environment for
problems to be brought out into the open.
Listening is as crucial as speaking. Listening to the
other side, and confirming you actually understand
takes practice. Pay attention to your listening blocks:
allow someone to speak, do not diffuse the situation
with a ready answer, do not deflect by changing the
subject or throwing the problem back on someone else,
and focus on what the other person is trying to say.
There is a Japanese proverb
which states, “The reverse
side also has a reverse side.”
In conflict, I see my side
clearly. However, seeing the
reverse side, or the other side,
is difficult. There are even
times when I just do not want
to see the other side. This is
simply human nature.
While teaching at the
Leadership Development
+ Empathize with the person
with whom you have a
conflict. If you have really
FROM THE DESK OF;
Denise Bowyer
Vice President &
National Director of
listened, you will have
empathy for the other sides?
perspective, even if only
slightly, Empathy is critical
Public Relations »
to fostering trust and coming
to а resolution.
“Originality consists not only in doing things «Remember both sidas.can:
differently, but also in doing things better.”
win, Find middle ground
— Edward С, Skediman | Where each side can walk
School, it became apparent to
me how little time I spend teaching about conflict
resolution. Yer, itis this basic skill which allows us to
have long-term relationships with organized labor and
helps us develop new relationships in emerging
markets. Inevitably, how we resolve conflict will be the
measure of our success in maintaining the third party
endorsements we are required to establish.
Whether you are a Producer, Manager, SGA, or PR.
Representative, we all play a Public Relations role in our
markets. From the newest Producer who is experiencing
the field for the first time, to a seasoned PR.
Representative who negotiates the relationship between
the Agency and the groups with which we work, each can
use these basic guidelines for resolving conflict:
away feeling they have gotten
something they need.
+ ИВ important to reach certain closure. ‘The ultimate
goal is to have both parties be sure of the outcome and
bring closure to the issue.
+ Humor can always help. Use humor when possible, it
brings perspective when nothing else will.
Each of us can use these simple techniques when it comes
to even the smallest conflict. Remember, the reverse side
also has a reverse side.
Lam committed to seeing my side clearly, learning to see
the reverse side, and finding some humor in the midst of
the resolution, My hope is each of you can do the same.
SPOTLIGHT AUGUST 2002 а WWWAILIFECOM 17
_STATE GENERAL AGENTS -
Eric Giglione
Category | JULY ае, YEAR TO DATE ИТ
1st Yr 1st Yr
| int [sorte] ДА нима [ve] wn [a
Net ALP
Erle Giglione 5168000 375 704 $3,170,814
Rick Alig Drs yp 468000 296 1590509 698 5,166,114 3,204,000 Е 8,152,874
Larry Geneser 237912 108000 220 331614 675 1822265 768000 250 2318011
Hancock-Boles 194292 96000 140 212598 689 720422 672,000 107 1,145,111
David Cohen 206747 15600 133 299483 744 1,304,545 1,020000 128 — 2073281
Scolt Smith 309088 240000 120 627039 672 2315608 1504000 152 — 3743973
Jatoft-Foli 171712 — 168,000 100 346900 703 945484 1,176,000 80 1,725,619
_ STATE GENERAL AGENTS
YEAR TO DATE PRODUCTION
Net ALP
$293,255 83
148,923
117,764
91,185
124,754
126,067
Wid Durhon Oldham
JULY PRODUCTION
:
ЕЕС
Durhon Oldham 8154949 572,000 215 5246591
Giglione-Brister. 187478 84000 164 159764 90
Hughes-Parekh. 116961 — 72000 — 162 — 142008 875
YEAR TO DATE PRODUCTION
ь Of
806 $1,063,037 5504000 211
384366 240000 160
517500 492000 105 692015
Rick Altig & Alan Martyn.
JULY PRODUCTION YEAR TO DATE PRODUCTION
ре А mr ooo | [sn va
$117,295 536000 326 — $136,080 689 $435,777 $252000 173 — $507057
50068 | 36000 139 85,643 698 265045 252000 105 ^ 483592
JULY ито
Category Ш
YEAR TO DATE PRODUCTION
1st Yr 1st Yr
Pz [oor] СОСЕ CET
Tom Williams $167,550. 279 — $223,046 $1,096,673 $420,000 261 $1,441,941
Marc Morton 90,206 ks e 150 114430 Cy 699379 420000 167 897,815
Mark Hancock. 82,989. 60,000 138 110,152 674 472929 420000 113 613,855
Cohen-Hartman. 62,033. 60,000 103 134,714 717 496,575 420,000 118 995,750
NEW STATE GENERAL AGENT
John Smolenski
John has been promoted to SGA in Ashland, Virginia. John was formerly a Master
General Agent out of Raleigh, North Carolina under Ali Shahrak and has partnered with
Ali in the Virginia area. He has been with AIL since July 1997.
Congratulations John!
SPOTLIGHT AUGUST 202 = WWWAILIFECOM
SPOTLIGHT AUGUST 2002 а WWWAILIFECOM
19
.PR REPRESENTATIVES
PR Manager PR Manager
PR REPRESENTATIVES
July Production
No. Cards
1. Debbie Enstedt
Debbie Enstedt f 2. Malka Arony
Winnipeg, MB. 3. Charles Hill
12,42
8,572
4891
Rick Altig
Cohen-Hartman
Jatoft-Foti
ҮТП Production
PR Manager No, Cards SGA
"1. Debbie Enstedt 110,142 | Rick Altig
*2. Malka Arony 33422 | Cohen-Hartman
3. Richard Meshulam | 27.412 | David Cohen
b
All Time PR Card Production Record
YTD: 61,879 cards Denise Bowyer
Category A No. Cards SGA
Category nu 1. Erin McKee 4,515 Hughes-Parekh. *1. Brenda DiSomma 23,054 Eric Giglione
и 2. Robin Denham 3209 Larry Geneser "2. Rona Spano 22,628 Scott Smith
Erin McKee Robin Denham 3. Robert Dailey 2,978 | Eric Giglione *3. Richard Meshulam | 21,432 | David Cohen.
Columbia Kansas City, MO 4. Eileen Hanson-Kely | 2450 | Hughes-Parekh 4. Robin Denham 20974 | Larry Geneser
5. BrendaDiSomma | 2277 | Eric Giglione 5. AL Wal 18,78 | Joshua Chalom
|. Malka Arony Cohen-Hartman “1. Laurie Onasch 13,623 | Manone 8 АШО
. Mario Soljan
Brenda Swecker.
y Br
2
3. Scott Douglass
4
5
Catherine Briggle
Malka Arony Catherine Briggle
Phoenix, AZ Phoenix, AZ
е PR Grou
25 groups Darrell Dorey
rod
Cohen-Hartman
Dennis Ishler
Steve Friedlander
Lisa D'Amico.
*2, Malka Arony
*3. Lydia Hovanski
4. Catherine Briggle
Cohen-Hartman
Allan Jennings
Cohen-Hartman
Mark Hancock
All Time PR Group Production Record
YTD: 330 groups Darrell Dorey
Category С.
‘ 1. Vivian Dwyer
1. Marjorie Wade
2. Darrell Dorey
2. Susan Fuldauer.
2
Category C:
No. Groups
Shahrak-Smolensti
Allan Jennings.
Ramin Kouladii
Mark Hancock
Ramin Кома
Category С No. Groups
^1. Darrell Dorey 400 Ramin Kouladji
*2. Richard Case 89 James Surace
^3. Joseph Ward 81 бепевег-Витап.
4. Kenneth Altizer 76 Marc Morton
5. Patti Morgan 65 | Schroeder & Basov
[^
20 SPOTLIGHT AUGUST 2002 в WWWAILIFECOM
Vivian Dwyer. Marjorie Wade . Roy Jessome
Ashland, VA Birmingham, AL
Category А = SGA categories one and two. Category B = SGA categories three, four, five and six. Category C = Top number of contracts signed from all SGA
categories. Public Relations Manager selection guidelines for recognition in the Spotight are as follows: Must have two PR. Representatives coded and meet ай produc-
requirements.
SPOTLIGHTAUGUST 2002 я WWWAILIFECOM 21
PR BONUS
Robin Denha
Kenneth Altizer
Darrell Dorey
Rona Spano
Vivian Dwyer
Roy Jessome
Krissa Hensley
Malka Агопу
Marjorie Wade
Catherine Briggle
Robert Dailey
Richard Case
David Blaisdell
Linda Bauknecht-Hicks
Leo VanDenBussche
Eileen Hanson-Kelly
William Gibson
Brenda DiSomma
Timothy Farr
Anat Cohen
Мано Soljan
Palli Morgan
Molina.
Scott Douglass
James Tasker
Brenda Swecker
Laurie Onasch
Ayanna Prendergast
Terrie Hobson
ph Ward
Joseph Galusha
John Wilkinson.
Erin Mckee
Jenny Willlams
Rebecca Claunch
Erica Dalager
Goorge Farenthold
AI Wall.
David Floyd
Susan Fuldauer
Sandra Johnson
Charles Hill
Roger Johnson
Suzanne Powers.
Irene Rurycz
$23,128
SPOTLIGHT AUGUST 2002 в WWWAILIFECOM
JULY
LABOR ADVISORY BOARD
АП Labor Advisory Board Welcomes. . .
James A. Williams, General President of the
International Union of Painters and Allied Trades
(IUPAT), was unanimously elected to American
Income Life’s Labor Advisory Board earlier this year.
Mr. Williams, a third-generation IUPAT member,
brings 34 years of labor experience to this premier
advisory board.
James Williams was unanimously elected by the
IUPAT General Executive Board to the post of
general president in April of this усаг, Mr. Williams
was formerly the secretary-treasurer.
The International Union of
president of Local 252, Williams was then elected
business representative in 1976, and in 1978, he
became business manager. In June 1993, he was
appointed special trustee, and a year later he was
appointed to the post of general representatives, In
late 1994, Williams was elected general vice president
of the IUPAT, and in 1995, he was appointed general
secretary-treasurer.
‘As general secretary-treasurer, Mr. Williams
maintained the position of trustee on several pension
funds, including the IUPAT Industry Pension Fund,
which has 50,000 participants in the United States
and Canada, the IUPAT.
Painters and Allied Trades
(IUPAT), а union of
140,000-plus members,
represents men and women
painters, drywall finishers,
wallpaper hangers, glazier
and glass workers, and
many other allied trade
workers, The ОРАТ was
founded in 1887, and has a
tradition of providing a
collective voice for the
INTRODUCING:
James A. Williams Sta
International Union of
Painters & Allied Trades
“Truly profound and original insights are to be
found only in studying the exemplary.”
Local Union and District
Council Pension Fund, and
the IUPAT General Officers,
and Employees
Retirement and Pension
Fund. Mr, Williams held
this position until he was
elected general president
following the resignation of
Michacl Montoe.
Mr. Williams has been
General President,
— Warren Вела,
people they represent, and
а community for workers to share ideas and
solve problems.
Mr. Williams began his career in 1968 as an
apprentice with Glazier, Architectural Metal and
Glass Workers Local Union 252 in Philadelphia,
Pennsylvania. In 1969, he enlisted in the Army and
served as an infantryman in Vietnam.
Returning home a decorated soldier in 1971,
Williams completed his apprenticeship and began
working as a journeyman glazier. He took on the role
of shop steward in 1972, and in 1975 was elected
SPOTLIGHT AUGUST 2002
honored on many occasions
throughout his career for his contributions to various.
organizations. In 1982, he received the prestigious
UNICO Man of the Year Award, the Israeli Bond
Association honored him as Labor Man of the Year in
1990, and in 1992, he received the Vietnam Veterans
Labor Leader of the Year award.
James Williams brings a strategic knowledge of labor
operations to American Income’s Labor Advisory
Board. We are looking forward to a long partnership.
with Mr. Williams and the IUPAT.
Congratulatior
= WWWAILIFECOM 23
Raves Brenda Frizzell
Editor, Sponight Magaane
ре ai)
STARRING Qualifying AIL And NILICO Agents ^ DIRECTED BY Roger Sn
Е
(Ани ТЕРЕ
FILM PRODUCTIONS Starts June 12-15, 2003 NONSTOP AG